> ## Documentation Index
> Fetch the complete documentation index at: https://docs-payment-merchant.keysecure.io/llms.txt
> Use this file to discover all available pages before exploring further.

# 获取卡套餐列表

获取卡套餐列表（**授信模式**）。

## 请求头

<ParamField header="Api-Key" type="string" required placeholder="your_api_key">
  apiKey（商户凭证，与 IP 白名单绑定）
</ParamField>

<ParamField header="Timestamp" type="string" required>
  Unix 时间戳（毫秒），与服务端偏差须在 60 秒内，且不接受未来时间戳
</ParamField>

<ParamField header="Access-Token" type="string" required placeholder="your_access_token">
  登录标识（除获取 Token 外必填）
</ParamField>

<ParamField header="Content-Type" type="string" default="application/json">
  固定为 `application/json`
</ParamField>

## 请求体

<ParamField body="type" type="string">
  套餐类型，见 8.3 卡类型
</ParamField>

<ParamField body="package_no" type="string">
  卡套餐单号
</ParamField>

<ParamField body="page" type="number" default="0">
  查询页码，默认 `0`
</ParamField>

<ParamField body="size" type="number" default="10">
  查询条数，默认 `10`（最多 100 条）
</ParamField>

## 返回参数

<ResponseField name="code" type="number">
  响应状态码，`0` 表示成功
</ResponseField>

<ResponseField name="msg" type="string">
  响应消息
</ResponseField>

<ResponseField name="data" type="object">
  返回数据

  <Expandable title="data">
    <ResponseField name="list" type="object[]">
      卡套餐列表

      <Expandable title="list">
        <ResponseField name="package_no" type="string">卡套餐单号</ResponseField>
        <ResponseField name="package_en_name" type="string">卡套餐英文名称</ResponseField>
        <ResponseField name="package_cn_name" type="string">卡套餐中文名称</ResponseField>
        <ResponseField name="card_bin" type="string">卡 BIN</ResponseField>
        <ResponseField name="card_bin_no" type="string">卡 BIN 单号</ResponseField>
        <ResponseField name="organization" type="string">卡组织</ResponseField>
        <ResponseField name="package_type" type="string">卡套餐类型，见【附录-常量表】卡类型</ResponseField>
        <ResponseField name="en_desc" type="string">英文描述</ResponseField>
        <ResponseField name="cn_desc" type="string">中文描述</ResponseField>
        <ResponseField name="en_tag_list" type="string[]">英文标签列表</ResponseField>
        <ResponseField name="cn_tag_list" type="string[]">中文标签列表</ResponseField>

        <ResponseField name="consumption_limit" type="object">
          消费限制

          <Expandable title="consumption_limit">
            <ResponseField name="limit_balance" type="string">终身限额</ResponseField>
            <ResponseField name="limit_week_balance" type="string">每周限额</ResponseField>
            <ResponseField name="limit_atm_day_balance" type="string">ATM 每天限额</ResponseField>
            <ResponseField name="limit_atm_month_balance" type="string">ATM 每月限额</ResponseField>
          </Expandable>
        </ResponseField>

        <ResponseField name="fee_detail" type="object">
          费用详情

          <Expandable title="fee_detail">
            <ResponseField name="consume_rate" type="string">消费费率</ResponseField>
            <ResponseField name="open_cost" type="string">开卡成本</ResponseField>
            <ResponseField name="cross_consume_rate" type="string">跨境消费费率</ResponseField>
            <ResponseField name="small_consume_threshold" type="string">小额消费阈值</ResponseField>
            <ResponseField name="small_consume_deduct" type="string">小额消费额外扣除</ResponseField>
            <ResponseField name="free_small_consume_count" type="number">免小额次数</ResponseField>
            <ResponseField name="free_small_excuse_type" type="string">小额消费免除周期类型，见【附录-常量表】免除类型</ResponseField>
            <ResponseField name="free_small_excuse_days" type="number">小额消费免除周期时长</ResponseField>
            <ResponseField name="refund_rate" type="string">退款费率</ResponseField>
            <ResponseField name="consume_cancle_fee" type="string">交易取消费用</ResponseField>
            <ResponseField name="consume_cancel_threshold" type="string">交易取消费用阈值</ResponseField>
            <ResponseField name="decline_fee" type="string">拒付费</ResponseField>
            <ResponseField name="decline_fee_free_count" type="number">免除拒付手续费次数</ResponseField>
            <ResponseField name="decline_fee_free_type" type="string">免除拒付手续费周期类型，见 【附录-常量表】免除类型</ResponseField>
            <ResponseField name="decline_fee_free_days" type="number">免除拒付手续费周期时长</ResponseField>
            <ResponseField name="atm_rate" type="string">ATM 提现手续费费率（实体卡有值）</ResponseField>
            <ResponseField name="atm_min_fee" type="string">ATM 提现最小手续费（实体卡有值）</ResponseField>
            <ResponseField name="apple_pay_fee" type="string">Apple Pay 费率（部分卡 BIN 有值）</ResponseField>
            <ResponseField name="manage_fee_type" type="string">管理费类型，见 【附录-常量表】管理费类型（部分卡 BIN 有值）</ResponseField>
            <ResponseField name="manage_fee" type="string">管理费用（部分卡 BIN 有值）</ResponseField>
            <ResponseField name="management_fee_free_type" type="string">管理费免除收取方式，见 【附录-常量表】管理费免除方式（部分卡 BIN 有值）</ResponseField>
            <ResponseField name="free_management_fee_threshold" type="string">管理费免除阈值（Amount→金额阈值；Count→笔数阈值；部分卡 BIN 有值）</ResponseField>
          </Expandable>
        </ResponseField>
      </Expandable>
    </ResponseField>
  </Expandable>
</ResponseField>

<RequestExample>
  ```bash Request theme={null}
  curl --request POST \
    --url https://sandbox-openplatform.keysecure.io/open-api/v1/card/package/list \
    --header 'Content-Type: application/json' \
    --header 'Api-Key: your_api_key' \
    --header 'Timestamp: 1716307200000' \
    --header 'Access-Token: your_access_token' \
    --data '{
      "type": "Virtual",
      "package_no": "",
      "page": 0,
      "size": 10
    }'
  ```
</RequestExample>

<ResponseExample>
  ```json Response theme={null}
  {
    "code": 0,
    "msg": "Success",
    "data": {
      "list": [{
        "package_no": "",
        "package_en_name": "",
        "package_cn_name": "",
        "card_bin": "",
        "card_bin_no": "",
        "organization": "",
        "package_type": "",
        "en_desc": "",
        "cn_desc": "",
        "en_tag_list": ["tag1", "tag2"],
        "cn_tag_list": ["标签1", "标签2"],
        "consumption_limit": {
          "limit_balance": "",
          "limit_week_balance": "",
          "limit_atm_day_balance": "",
          "limit_atm_month_balance": ""
        },
        "fee_detail": {
          "consume_rate": "",
          "open_cost": "",
          "cross_consume_rate": "",
          "small_consume_threshold": "",
          "small_consume_deduct": "",
          "free_small_consume_count": 0,
          "free_small_excuse_type": "",
          "free_small_excuse_days": 0,
          "refund_rate": "",
          "consume_cancle_fee": "",
          "consume_cancel_threshold": "",
          "decline_fee": "",
          "decline_fee_free_count": 0,
          "decline_fee_free_type": "",
          "decline_fee_free_days": 0,
          "atm_rate": "",
          "atm_min_fee": "",
          "apple_pay_fee": "",
          "manage_fee_type": "",
          "manage_fee": "",
          "management_fee_free_type": "",
          "free_management_fee_threshold": ""
        }
      }]
    }
  }
  ```
</ResponseExample>