> ## Documentation Index
> Fetch the complete documentation index at: https://docs-payment-merchant.keysecure.io/llms.txt
> Use this file to discover all available pages before exploring further.

# 获取持卡人详细信息

获取持卡人详情，含账户与成功卡列表。

## 请求头

<ParamField header="Api-Key" type="string" required placeholder="your_api_key">
  apiKey（商户凭证，与 IP 白名单绑定）
</ParamField>

<ParamField header="Timestamp" type="string" required>
  Unix 时间戳（毫秒），与服务端偏差须在 60 秒内，且不接受未来时间戳
</ParamField>

<ParamField header="Access-Token" type="string" required placeholder="your_access_token">
  登录标识（除获取 Token 外必填）
</ParamField>

<ParamField header="Content-Type" type="string" default="application/json">
  固定为 `application/json`
</ParamField>

## 路径参数

<ParamField path="cardholder_no" type="string" required>
  持卡人单号
</ParamField>

## 返回参数

<ResponseField name="code" type="number">
  响应状态码，`0` 表示成功
</ResponseField>

<ResponseField name="msg" type="string">
  响应消息
</ResponseField>

<ResponseField name="data" type="object">
  返回数据

  <Expandable title="data">
    <ResponseField name="cardholder_no" type="string">持卡人单号</ResponseField>
    <ResponseField name="cardholder_unique_no" type="string">商户侧持卡人唯一单号</ResponseField>
    <ResponseField name="email" type="string">邮箱</ResponseField>
    <ResponseField name="status" type="string">持卡人状态，见【附录-常量表】持卡人状态</ResponseField>
    <ResponseField name="total_balance" type="string">账户总资产（USD）</ResponseField>
    <ResponseField name="time" type="number">持卡人创建时间（Unix 毫秒）</ResponseField>

    <ResponseField name="card_list" type="object[]">
      成功卡列表

      <Expandable title="card_list">
        <ResponseField name="card_no" type="string">卡单号</ResponseField>
        <ResponseField name="card_last_no" type="string">卡号后四位</ResponseField>
        <ResponseField name="card_type" type="string">卡类型，见 【附录-常量表】卡类型</ResponseField>
        <ResponseField name="time" type="number">建卡时间（Unix 毫秒）</ResponseField>
      </Expandable>
    </ResponseField>

    <ResponseField name="account_list" type="object[]">
      账户列表

      <Expandable title="account_list">
        <ResponseField name="balance" type="string">币种金额</ResponseField>
        <ResponseField name="usd_balance" type="string">USD 金额</ResponseField>
      </Expandable>
    </ResponseField>
  </Expandable>
</ResponseField>

<RequestExample>
  ```bash Request theme={null}
  curl --request GET \
    --url https://sandbox-openplatform.keysecure.io/open-api/v1/cardholder/U202605220001/info \
    --header 'Content-Type: application/json' \
    --header 'Api-Key: your_api_key' \
    --header 'Timestamp: 1716307200000' \
    --header 'Access-Token: your_access_token'
  ```
</RequestExample>

<ResponseExample>
  ```json Response theme={null}
  {
    "code": 0,
    "msg": "Success",
    "data": {
      "cardholder_no": "",
      "cardholder_unique_no": "",
      "email": "",
      "status": "Approved",
      "total_balance": "1000.00",
      "time": 1716307200000,
      "card_list": [{"card_no": "", "card_last_no": "", "card_type": "Virtual", "time": 1716307200000}],
      "account_list": [{"balance": "500.00", "usd_balance": "500.00"}]
    }
  }
  ```
</ResponseExample>