> ## Documentation Index
> Fetch the complete documentation index at: https://docs-payment-merchant.keysecure.io/llms.txt
> Use this file to discover all available pages before exploring further.
# Invite Rebates
This is a card-related marketing campaign. By leveraging referral relationships, it boosts user registration, card issuance, and spending activity, strengthening user growth and retention.
## 1. Campaign Settings
Used to create and maintain campaign rules. Merchants can flexibly configure invitation conditions, member levels, rebate rates, reward distribution, and clawback logic.
### Member Level Settings
Defines when a formal invitation relationship is established, and configures the rebate rate for each member level after the relationship is created.
**Valid Invitees**
An invite is considered valid based on the following conditions:
* Successful card issuance
* Successful KYC
* Successful registration
**Level reward settings**
You can set rewards for different tiers and upgrade based on the number of valid invitees.
* Direct invitation
* Indirect invitation
Rewards can also be triggered in different scenarios:
* After successful card issuance
* After successful spending settlement
The system supports 2 tiers of invitation relationships:
* Direct invitation: A enters inviter code B during registration; A is B’s direct invitee.
* Indirect invitation: B enters code A during registration, and C enters B’s code; C is indirectly related to A.
### Reward Settlement Rules
Defines the reward distribution mechanism to ensure risk control:
**Reward currency**
Select the currency used to pay rewards. Stablecoins (e.g., USDT) are recommended to reduce FX volatility risk.
**Settlement cycle**
Set the frequency of reward calculation and distribution.
**Reward claim threshold**
Set a minimum claimable amount to avoid frequent settlement of many small transactions and reduce operational costs.
**Reward clawback rules:**
If an invitee generates a refund, the inviter’s reward will be clawed back proportionally. By default, the amount is deducted from the inviter’s unclaimed reward pool and can go negative.
### Campaign Rule Copy
Manage the campaign period and operational copy so the frontend can clearly display the rules to users.
* Reward cycle
* Member level rules
* Reward introduction
* Reward distribution rules
* Reward claiming rules
* Reward clawback rules
## 2. Earnings Ranking
Shows members’ participation in the invite campaign, including invitation records and reward claiming/settlement/clawback records.
**Invitation performance:**
The member’s current campaign level, invitation reward stats, and invitees’ spending status.
**Invitation records:**
Records invited users, including activation status and time.
**Reward claim records:**
Records the member’s actual reward claims.
**Reward settlement records:**
Historical records of rebate settlements.
**Reward clawback records:**
If refunds occur, the system records clawback details in real time.
## 3. Invitation Records
View all invitation records and manually create invitation relationships.
* Inviter
* Invitee
* Invitation time
## 4. Commission Settlement
All settlement records for members participating in the invite campaign.
* Reward currency and amount
* Invitee ID and email
* Relationship (direct/indirect)
* Trigger action (spending settlement / successful card issuance)
* Rebate rate and settlement time
## 5. Commission Claims
Reward claim history for all members.
* Claimant ID
* Reward currency
* Claimed amount
* Payout time