Overview
The Transaction Records page focuses on real transaction data generated by end-users through virtual payment cards issued on the platform. The system automatically records transaction details, associated account changes, and fee information to ensure traceability and reconciliation.
This module tracks and manages all transactions made via virtual payment cards, covering the full transaction lifecycle (authorization, settlement, refund, etc.). It helps merchants fully understand the financial impact of each card transaction and supports quick issue resolution and reconciliation analysis.
Basic Transaction Information
| Field | Description |
|---|
| Transaction Type | Authorization / Settlement / Refund |
| Transaction Time | Transaction initiation time (UTC+8) |
| Transaction Status | Success / Failure, etc. |
| Transaction ID | Unique platform transaction identifier |
| Refund Order ID | If linked to a refund, displays the corresponding refund order ID |
Note: Some refund transactions cannot be linked to the original transaction.
| Field | Description |
|---|
| Member ID | Unique identifier of the user initiating the transaction |
| Member Email | Registered email of the user |
| Identity Verification Status | e.g., Verified |
| Field | Description |
|---|
| Card Number (Last 4 Digits) | Masked virtual card number used for the transaction |
| Card Type | e.g., Virtual Card / Physical Card |
| Field | Description |
|---|
| Transaction Amount / Coin | Transaction amount and corresponding fiat Coin(e.g., 100 USD) |
| Fees | Platform service fees, micro-transaction fees, etc. incurred |
| Merchant Name | Identifier of the merchant where the transaction occurred (e.g., Amazon / Netflix) |
| Transaction Country / Region | Country or region of the transaction, to help determine if it is cross-border |
Account Change Records
The system also displays account changes resulting from transactions, including:
Merchant Budget Account Changes: Deductions from the budget account caused by this transaction, covering both transaction amount and card BIN fees.
Member Asset Changes: Reductions in the member’s digital asset balance due to the transaction (including fees), with deductions applied according to the payment priority.
