Invite Rebates

This is a card-related marketing campaign. By leveraging referral relationships, it boosts user registration, card issuance, and spending activity, strengthening user growth and retention.

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1. Campaign Settings

Used to create and maintain campaign rules. Merchants can flexibly configure invitation conditions, member levels, rebate rates, reward distribution, and clawback logic.

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Member Level Settings

Defines when a formal invitation relationship is established, and configures the rebate rate for each member level after the relationship is created. Valid Invitees An invite is considered valid based on the following conditions:

• Successful card issuance
• Successful KYC
• Successful registration

Level reward settings You can set rewards for different tiers and upgrade based on the number of valid invitees.

• Direct invitation
• Indirect invitation

Rewards can also be triggered in different scenarios:

• After successful card issuance
• After successful spending settlement

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Reward Settlement Rules

Defines the reward distribution mechanism to ensure risk control: Reward currency Select the currency used to pay rewards. Stablecoins (e.g., USDT) are recommended to reduce FX volatility risk. Settlement cycle Set the frequency of reward calculation and distribution. Reward claim threshold Set a minimum claimable amount to avoid frequent settlement of many small transactions and reduce operational costs. Reward clawback rules: If an invitee generates a refund, the inviter’s reward will be clawed back proportionally. By default, the amount is deducted from the inviter’s unclaimed reward pool and can go negative.

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Campaign Rule Copy

Manage the campaign period and operational copy so the frontend can clearly display the rules to users.

• Reward cycle
• Member level rules
• Reward introduction
• Reward distribution rules
• Reward claiming rules
• Reward clawback rules

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2. Earnings Ranking

Shows members’ participation in the invite campaign, including invitation records and reward claiming/settlement/clawback records. Invitation performance: The member’s current campaign level, invitation reward stats, and invitees’ spending status. Invitation records: Records invited users, including activation status and time. Reward claim records: Records the member’s actual reward claims. Reward settlement records: Historical records of rebate settlements. Reward clawback records: If refunds occur, the system records clawback details in real time.

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3. Invitation Records

View all invitation records and manually create invitation relationships.

• Inviter
• Invitee
• Invitation time

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4. Commission Settlement

All settlement records for members participating in the invite campaign.

• Reward currency and amount
• Invitee ID and email
• Relationship (direct/indirect)
• Trigger action (spending settlement / successful card issuance)
• Rebate rate and settlement time

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5. Commission Claims

Reward claim history for all members.

• Claimant ID
• Reward currency
• Claimed amount
• Payout time